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Recent news

The PPACA Train Has Left the Station:  Why Self-Funding May Make Sense

Health Insurance Underwriter, January 2013

The passage of PPACA will bring about some major changes in how fully insured health plans are underwritten, rated and sold in the United States.  While some of these changes began in 2010, many won't go into full effect until 2014.

For employers with less than 100 employees who continue to purchase fully insured coverage, two major things happen:

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Vandalia saving over $1.5M with health program

Vandalia amount those that self-insure.  Savings estimated up to $2 million over 10-years span.

Dayton Daily News, Sunday, June 9, 2012

VANDALIA - Next month, if City Council approves a few changes as expected, Vandalia will renew its self-insured health program that officials estimate has saved the city at least $1.5 million over the past 10 years.

Vandalia is one of at least four area cities - including Dayton, Kettering and Moraine - as well as Montgomery County, that self-insures.

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